RidGuard
Ridpest, the proven termite eliminator, has broken new ground in pest management in Malaysia with the recent launch of the first-of-its-kind termite protection plan in the country.Known as RidGuard, the ultimate termite protection plan consists of 3 components:
Timber Shield Protection Plan Insurance
The first component, the Timber Shield Protection Plan, is the first and only insurance policy in Malaysia that provides coverage for cost of termite treatment using the best technology, as well as property damage caused by termites.
Underwritten by PanGlobal Insurance Berhad and jointly developed with Ridpest, the insurance policy will pay for the full cost of termite treatment by Ridpest which uses the highly effective and proven Ridpest Innovative Baiting System (RIBS) to eliminate the entire termite colony attacking your home. In other words, you need not pay a single sen in the event that your home is infested by the highly destructive termites.
Under the policy, property damage caused by termites covers wood-based appurtenances, fixtures and fittings like kitchen cabinets, window and door frames, wardrobe, timber roof truss cross members, lowered chipboards or fibreboard ceilings.
Under the home contents coverage, the Timber Shield Protection Plan covers most of your personal belongings and household possessions against loss or damage. These include furniture, fixtures and fittings, household equipment, electrical appliances, furnishing, clothing and personal items.
It covers your home contents for the replacement value if they suffer loss or damage due to the following incidents:
- Fire and lightning
- Explosion
- Aircraft and other aerial devices and or article dropped therefrom
- Impact with any of the buildings by any road vehicles or animals not belonging to or under the control of the insured or any member of his family
- Bursting or overflowing of domestic water tanks, apparatus and pipes excluding
- in respect of each and every loss the amount stated in the limits of liability
- destruction or damage occurring while the dwelling house is left untenanted
- Hurricane, cyclone, typhoon and windstorm
- Earthquake and volcanic eruption
- Flood but excluding loss or damage caused by subsidence or landslip
- Riot, strike and malicious damage
- Burglary, housebreaking or theft and or any attempt thereat provided that such offences are accompanied by forcible and violent entry or exit from premises
- Public liability
Who is eligible for coverage? The Timber Shield Protection Plan is only for those who own or rent houses which are not currently infested with termites, or had been previously infested with termites 60 days ago or earlier. Only permanent residents and citizens of Malaysia are eligible for coverage.
Pre-Acceptance Termite Inspection
To ascertain whether your house is free from termites, Ridpest, as the service provider, will carry out a pre-acceptance termite inspection. The inspection or termite health check will be carried out by a professionally-trained Termite Field Inspector.
The comprehensive termite health check will cover your whole house, including the roof area and also termite hot spots such as bathroom and toilet doorframes, storeroom, kitchen cabinets, wardrobes, parquet flooring and skirting.
General Pest Control Service
Under the RidGuard package, Ridpest will carry out general pest control service four times a year. The service covers treatment for cockroaches, rats and common ants as well as visual termite inspection.
Apart from termites, cockroaches, rats and common ants are some of the most common household pests in Malaysia. Regular pest control services are important to maintain a pest-free environment that will promote good health and peace of mind for you and your loved ones.
Packages Available
RidGuard is available in 8 standard packages based on built-up area. The packages are priced from RM630 for homes with built-up area of 1,200 square feet and below, to RM3,550 for larger dwelling units with built-up area of 12,001 square feet and above.
Each package comes with a fixed sum insured under the Timber Shield Protection Plan Insurance. For instance, Package 2 which is priced at RM950 provides your home with a sum insured of RM10,000. It is designed for homes with built-up area of between 1,201 and 3,000 square feet.
RidGuard is specially designed for Malaysian houseowners, the majority of whom have invested in homes that are left to the mercy of the highly destructive termites. Despite the introduction of termite baiting solutions, particularly the preventative type, into the Malaysian pest control market in recent years, the majority of houses in Malaysia are sad to say still not protected against the number one enemy of houses – termites.
And to make the problem even more acute, homes are not covered at all against damages caused by termites, and more importantly, the cost of eliminating the termite problem. In other words, most homes are totally vulnerable to termite attacks.
For most of us, our homes are probably the biggest investments we have ever made. In fact, they are too big to let a problem like termites destroy them. Termites are the leading wood destroying insect in the world. Very often we do not even know that we have termites in our homes.
Based on data of Ridpest clients compiled since 2002, it has been found that 46% of properties were hit by termites at least once over a period of 4 years. About 32% of these properties were hit by termites once, 8.5% twice, 2.3% three times, and 3.2% more than 3 times, during the four-year period. In other words, at least 11% of these properties monitored by Ridpest were hit by termites at least once every year.
The message is strikingly clear. The odds are, it is probably happening to your property and the only difference is: what do you do now?
Why take risk when it comes to protecting your dream home. Let RidGuard termite protection plan protect your dream investment for peace of mind.
